Know what it's worth: 30 minutes, before you take any call
Everyone who phones you already did this. Now you can too.
Florida statutes and Duval County procedures verified September 2026.
Five steps
The Property Appraiser's number is a tax number
It lags the market and ignores condition. Use it for the parcel number and the homestead status, not the price. (Duval: paopropertysearch.coj.net)
Pull sold comps
Zillow, Redfin or Realtor.com. Filter Sold, last 6 months, within half a mile, same bed and bath range, similar age and size. Write down 3 to 5. Ignore active listings; asking isn't selling.
Split them
Renovated versus dated. Your house sells in the group it looks like today, not the group it could join after $40,000 of work. The dated group is your "as it sits" value.
Get a second opinion, free
Ask one local agent for a CMA (comparative market analysis). They'll want the listing. You're allowed to say no.
If you want a number nobody can argue with
A licensed appraisal, roughly $400 to $700 in Jacksonville. Ask for the "as-is" value. That's the number a cash offer is really competing with.
The investor math
After-repair value, minus repairs, minus the buyer's costs and profit, equals the offer. That's why it sits below the renovated comps. The question isn't "is it lower." It's whether the gap buys enough speed, certainty and carried work (What we carry) to be worth it. Now you can answer that with numbers instead of a feeling.
The equity math
Value as it sits, minus mortgage payoff(s), minus arrears, liens, back taxes and HOA, minus selling costs, equals what you walk away with.
What a real offer shows you (ours does)
The sold comps used, the price, what gets paid off, what you walk away with. If an offer arrives without the math, that's a red flag (see the Red flags guide).
This guide explains Florida procedure in plain language. It isn't legal advice. For your situation, talk to a lawyer; free options are in our Free help guide.
Tell us about the house.
We'll tell you what it's worth to us, with the math. A written offer within 24 hours: the sold comps we used, our price, what gets paid off, what you walk away with. Take it to anyone you trust. No obligation, no expiring offers.
Rather talk? Call or text (904) 822-7050.
Get your cash offer
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